What is the OIG Rent to Own program?

Our rent to own program is desinged for individuals who are not ready to purchase a home today but would like the option to buy in the future.  The reasons for not purchasing may vary from possible job transfer, new to the area, credit issues preventing financing or even just not being ready yet..  This program allows you to simply rent the home and if you choose to purchase we will assist in the purchase process at a later date.

What are the advantages over renting?

With the "OIG Rent to Own" program we will apply the deposit and first months rent twoard the purchase of your home if you choose to buy.  This allows you the flexibility of building equity over the course of your lease.  We also allow you to convert your rent to own program to the lease option program at any time during your one year lease.  When you convert to the lease option we will credit you $100.00 per month towards the purchase price for all payments made on time.  Doesn't it make more sense having options? 

What is the purchase price for my home?

The purchase price is predetermined and is typically set at the current appraised value of the home if not less.  No surprises, no inflation and no worries.  Your price is locked when you move into the home.

What about home repairs, property taxes and property insurance?

Don't worry!  Both property taxes and property insurance is covered by us.  There is no additional cost.  As far as repairs go, we handle all repairs caused by faulty craftsmanship or product quality.  We are unable to cover repairs caused by the tenant due to excessive wear and tear or abuse.

 

If this program seems like it may interest you please fill out our FREE Online Application and write "rent to own program" in the comment section.  We will have someone call you to discuss available homes and the process of getting you approved and into your new home today!